PENGARUH DIGITALISASI, PEMBIAYAAN DAN MANAJEMEN KEUANGAN TERHADAP PERTUMBUHAN UMKM DI ACEH. JURNAL KREASI RAKYAT, [S. l.], v. 3, n. 1, p. 33–42, 2025. DOI: 10.64617/kreyat.v3i1.33-42. Disponível em: https://www.jurnal.kreyatcenter.com/index.php/jkr/article/view/70. Acesso em: 18 apr. 2026.